Vi har samlet en masse viden og råd omkring investering der kan hjælpe dig godt på vej. I denne kategori finder du alt fra vores begynderguides i aktier, obligationer og fast ejendom til mere dybdegående artikler om investeringsstrategier og forklaringer på de mange nye termer. Hop direkte til den første artikel ved at klikke på et emne til venstre.
Vi har i denne artikel fokus på Bitcoin Wallet, men vi kommer også ind på, hvordan du får en wallet til andre kryptovalutaer. Herunder Bitcoin Cash, IOTA, Rippe, Litecoin og Ethereum.
Vi har over de sidste 3 år skrevet mere end 50 artikler om investering. Er du klar til at læse mere? Så klik her
Mange sparer desværre ikke nok op til deres pension og det kan koste os dyrt i fremtiden. Men mulighederne for pension kan godt være svære at overskue. Vi har skrevet en række guides, som vi vil anbefale, at du læser, så du er klar til den dag, hvor du går på pension.
Hos Mininvestering.dk har vi gjort det let at finde den helt rigtige forsikring til dig. Vi viser dig også, hvordan du indhenter tilbud på din forsikring, så du får den bedste og billigste forsikring.
Her får du svar på, hvornår du skal bruge en indboforsikring. Vi viser dig også, hvordan du finder den bedste og billigeste indboforsikring ved at indhente flere tilbud.
Her får du svar på, hvornår du skal bruge en ulykkeforsikring. Vi viser dig også, hvordan du finder den bedste og billigeste ulykkeforsikring ved at indhente flere tilbud.
I denne guide hjælper dig med at finde den helt rigtige rejseforsikring. Om du skal på skiferie, til USA eller noget helt andet, så har du brug for en rejseforsikring.
Hvad dækker en bilforsikring? Det er lovpligtigt at have en bilforsikring med ansvar. Men vi anbefaler også kasko. Alt dette kan du læse om i vores Bilforsikringsguide for 2020.
Hvad dækker en husforsikring? Hvornår er det et krav, du skal have en? Og hvad koster den? Alt det svarer vi på i denne guide om husforsikring i 2020.
Hvad dækker en MC forsikring? Det er lovpligtigt at have en MC forsikring med ansvar. Men vi anbefaler også kasko. Alt dette kan du læse om i vores store guide for 2020 om motorcykelforsikring.
Hos Mininvestering.dk har vi gjort det let at finde det helt rigtige lån til dine behov. Med vores sammenligningsværktøj kan du let finde det lån, som passer bedst til dig.
Når boligen skal købes er det sjældent kontant og man er derfor nødt til at gå ud og optage en eller flere former for boliglån for at finansiere købet. Det er ofte mange penge det drejer sig om og derfor er det også vigtigt, at du tager den rette beslutning når den måske største gældspost du nogensinde kommer til at have skal optage.
Når du køber en andelsbolig, kan du få et andelsboliglån. Det er dyrere end et realkreditlån, men til gengæld er en andelsbolig også billigere. Læs her hvordan du finder det billigste lån.
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A bank loan is a loan that you get in the bank. It is often harder to get a bank loan if your bank advisor wants to see a budget, etc. Here you can read all about getting a bank loan.
We also come up with some good alternatives to bank loans.
ALL YOU NEED TO KNOW ABOUT BANK LOANS
What is a bank loan?
Who can get a bank loan?
Bank loans vs. other loan types
Who decides the interest rate on my bank loan?
Is a bank loan the right choice for my situation?
Find the best bank loan
As the name implies, a bank loan is a loan that you get in your bank. It will fall under the consumer loan category, as these are loans you can get from your bank that are not used to buy a house, cottage, car and colonial house.
The definition of the Danish Language Board is that you get a loan from the bank. But if you call your bank and say you would like a bank loan, they will not expect you to buy a house.
A bank loan is an alternative to online loans and it depends on your financial situation what is the best solution for you. After reading this entire post, you should have a guess as to what is best for you so you can find the best loan.
Everyone can in theory get a bank loan, but it’s clear that the bank has a number of requirements for your finances before they intend to give you a bank loan.
Often, they will review your budget and look at your entire finances before deciding whether they will lend you money. Sometimes it also goes so far as to assess what you want to spend the money on. Here it may be a problem that you want to spend the money on a holiday.
Thus, it is not necessarily enough to have a good economy when you want a bank loan. If we also take home mortgages, which the bank also stands for, it has been criticized by the Consumer Council . So, there are many things to consider before getting a bank loan.
Here I will focus on private loans and consumer loans against bank loans. Because if we talk about loans in the bank to buy a home for, then it will typically be called a home loan, although it is also the bank that gives you this loan. However, it is far easier to get a mortgage in the bank than a loan for consumption. This is because the bank likes to provide you with collateral for your loan. When you buy a home, it can act as collateral for the bank so that if you cannot pay off your loans, then in the worst case, they can get a share in your home.
You typically will not provide any collateral when it comes to borrowing in a bank loan. Here, the bank will instead review your finances, look at your fixed expenses, etc.
Here it is easier to apply for a private loan or consumer loan because you can apply for it online. You can even get a home loan at the same rate as your bank. It is without you having to show budgets etc and you decide if you choose to spend the money on.
In the end, it’s all about exploring its options, so it’s not enough that you meet with your bank advisor and take everything the advisor says for good. Because in the end, they sell their own loans, since that’s what the bank makes its money on.
Therefore, you should always check alternatives. The good thing about online loans is that you can apply for them online and then you will know your interest rate right away. You can compare it directly with the bank loan you have been offered.
If you want to avoid having a variety of documents, you are better off applying for a private or consumer loan that you can apply online with your NemID.
The bank does, but often they have a fairly fixed interest rate. It is clear that if we have a low market interest rate , it will also be cheaper to borrow money in the bank than when the market interest rate is high.
But the bank will always have a higher interest rate on bank loans than the market rate, as they make money lending you. So when you hear about a historically low interest rate, it benefits everyone who buys a home because mortgages are cheap. But it still benefits you who want a bank loan because the bank can make good money from giving you a bank loan.
But you have to ask your local bank what their interest rate is. You can easily apply to several banks, it is not a requirement that you use the bank to get a bank loan. It all depends on their rules.
It can often be cheaper to get a bank loan than many other types of loans. But getting them is also more difficult and often they will interfere with what you spend your money on. They may also require you to provide collateral for the loan if they do not bother to risk that you cannot repay them. If you want to avoid all that, you are better off with a home loan or consumer loan.
In the end, it’s all about the APR, the annual percentage rate of charge, where you have to choose the loan that gives you the lowest APR. You don’t necessarily have a bank loan to get it.
When you need a cheap loan, you have to do two things
We recommend this order because it is a good idea to know your alternatives before talking to your bank about obtaining a bank loan. Today, there are a number of online banks where it is far easier to borrow money if they do not interfere with what you lend money to and you do not have to provide collateral. They also have a good interest rate on loans.
It is always possible to say where you get the best interest rate before you start researching the market. We have made it easy to compare all online loans so you can worry about other things. You have to ask your bank yourself to get the loan interest on a bank loan.
DISCLAIMER: Mininvestering.dk’s loan comparison service is operated for commercial purposes. If you have any questions about the comparison service, feel free to fill out our contact form if you would like an answer in Danish. Alternatively, you can contact the main company behind Mininvestering.dk at Digital 17 ltd, 20-22 Wenlock Road, London, N1 7GU, UK. Their number here +44 (0) 203 146 8423. The loan promotions on the comparison service are not necessarily representative of the entire market.
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